Minimum reference

We don’t want to interfere with how you reference your tenants. As long your tenants meet our minimum referencing criteria they’ll be eligible for our Deposit Replacement Membership.

Minimum referencing criteria:

Tenant has right to rent in the UK
Confirmation that the tenant is free from any CCJs, IVA’s or Bankruptcy Orders
Annual earnings is 30 times their share of the rent (e.g. if their monthly rent is £500pcm, their annual earnings must be no less than £15,000pa)
Positive previous landlord reference (where applicable)

If any of the above conditions are not met (and acceptable by landlord/agent) to meet the criteria they may:

Use a guarantor with annual earnings that are at least 32 times the tenant’s share of the rent, reduced to 20 times if they own their own property outright